여러가지 신뢰도에 근거한 자동차 보험료 예측

김영화,김미정,김명준,Kim, Yeong-Hwa,Kim, Mi-Jung,Kim, Myung-Joon 한국통계학회 2011 응용통계연구 Vol.24 No.2

Credibility theory is one of the most important theories of actuarial science to calculate the proper insurance premium. In this paper, the rule of relative exposure volume, the square root rule, the B$\"{u}$hlmann credibility and B$\"{u}$hlmann-Straub credibility with the basic concept of credibility have been introduced, Also, we estimate new premiums based on these methods for real data. As a result, the rule of relative exposure volume provides the highest accuracy. 합리적인 보험료를 책정하기 위해 사용되는 신뢰도 이론은 보험통계학의 중요한 주요 이론 가운데 하나이다. 본 논문에서는 신뢰도 이론의 기본 개념과 함께 유효대수 법칙, 제곱근 법 칙, B$\"{u}$hlmann 신뢰도, B$\"{u}$hlmann 신뢰도, B$\"{u}$hlmann-Straub 신뢰도 등을 소개하였다. 또한 이러한 방법들에 근거하여 새로운 보험료를 실제 자료를 시용하여 예측하였다. 결론적으로, 유효대수 법칙이 가장 정확한 예측력을 보였다.

Relationship Between Academic Stress and College Life Adaptation for Dental Hygiene Students: Focus on Self-efficacy, Burnout, Social Support

( Ji-yeon Oh ),( Jong-hwa Jang ) 융합연구학회 2018 융합연구학회지 Vol.2 No.1

The purpose of this study is to investigate the academic stress, self efficacy, burn out, social support and college life adaptation of dental hygiene students and their correlations with related factors influencing college life adaptation. A total of 265 students were selected as stratified sampling methods at the universities in which the department of dental hygiene was established nationwide. From September 1, 2015 to October 22, 2015, the self report questionnaire was used. The main variables were college life adaptation, academic stress, self efficacy, burn out, social support, and analyzed using SPSS 21.0. College life adaptation was 5.17 out of 9 points, academic stress was 2.88 points out of 6 points, self efficacy, burn out, and social support were 3.35, 2.60, and 3.54 out of 5, each respectively. Self efficacy and stress due to task and class were significant influences on individual-emotional adaptation in college life adaptation. In the case of college environment adaptation, exhaustion, self efficacy and social support were significant influencing factors. In the case of social adaptation, self efficacy and social support were significant influencing factors. Overall, academic stress and college life adaptation were closely related, and social psychological factors such as burn out, self efficacy and social support were mediated. Therefore, it is suggested that it should be applied to college education in order to increase adaptation of dental hygiene students, to reduce academic stress and burn out, and to develop intervention strategies that can enhance self efficacy and social support.

형태별 구리 및 아연 급여가 비육돈의 생산성, 영양소 소화율, 도체 및 육질 특성에 미치는 영향

김영화,유종상,박준철,정현정,조진호,진영걸,김해진,김인철,이상진,김인호,Kim, Y.H.,Yoo, J.S.,Park, J.C.,Jung, H.J.,Cho, J.H.,Chen, Y.J.,Kim, H.J.,Kim, I.C.,Lee, S.J.,Kim, I.H. 한국축산식품학회 2008 한국축산식품학회지 Vol.28 No.1

This study investigated the effects of copper and zinc sources on growth performance, nutrient digestibility, carcass traits and meat characteristics in finishing pigs. Dietary treatments included 1) inorganic copper ($CuSO_4{\cdot}5H_2O$ 30ppm), 2) organic copper (Cu-methionine, 30 ppm), 3) inorganic zinc (ZnO, 80 ppm) and 4) organic zinc (Zn-methionine, 80 ppm). ZnO treatment improved the ADFI (average daily feed intake) compared to Cu-met and Zn-met treatments (p<0.05) during 5 weeks of treatment. However, during the entire experimental period, the ADG (average daily gain), ADFI and F:G ratio (feed conversion ratio) were not significantly different among the treatments (p>0.05). DM and N digestibility were not significantly different among the treatments after 5 weeks (p>0.05). At the end of the experiment, DM and N digestibility were decreased with Zn-met treatment relative to the other three treatments. The pH value of meat from $CuSO_4$ treated pigs was greater than Zn-met and ZnO treated pigs (p<0.05). Sensory evaluation was carried out for randomly selected (n = 16) paired loin samples. Meat color levels were increased (p<0.05) with Cu treatments compared to Zn treatments. $CuSO_4$ decreased the marbling of meat relative to the other treatments (p<0.05). The firmness was greater with ZnO treatment compared to Cu-met and ZnO treatments (p<0.05). These results indicate that inorganic Zn can improve growth performance, however, inorganic Cu and Zn are as effective as organic Cu and Zn at improving nutrient digestibility, carcass traits and meat quality. This form of organic additive can be friendlier to the environment than inorganic supplements.

조기이유방법과 조기이유시 주의할 점

김영화,Kim, Yeong-Hwa 대한양돈협회 1994 養豚 Vol.16 No.9

대만의 양돈현황 및 생산비 분석

김영화,Kim, Yeong-Hwa 대한양돈협회 1994 養豚 Vol.16 No.3

영상에 포함된 잡음의 분산 추정과 잡음제거

김영화,남지호,Kim, Yeong-Hwa,Nam, Ji-Ho 한국통계학회 2011 응용통계연구 Vol.24 No.5

In the field of image processing, the removal noise contamination from the original image is essential. However, due to various reasons, the occurrence of the noise is practically impossible to prevent completely. Thus, the reduction of the noise contained in images remains important. In this study, we estimate the level of noise variance based on the measurement of the relative strength of the noise, and we propose a noise reduction algorithm that uses a sigma filter. As a result, the proposed statistical noise reduction methodology provides significantly improved results over the usual sigma filtering regardless of the level of the noise variance. 영상처리 분야에서 원래의 순수 이미지를 오염시키는 잡음을 제거하는 것은 매우 중요한 문제이다. 그러나 여러 가지 원인으로 인하여 발생하는 잡음의 발생을 완벽하게 막는 것은 현실적으로 불가능하다. 따라서 영상에 포함되어 있는 잡음을 제거하거나 최대한 줄이는 것이 매우 중요한 과제이다. 본 연구에서는 이미지를 오염시키고 있는 잡음의 상대적인 크기를 측정하여 잡음의 분산의 수준을 추정하고, 이를 영상처리 분야에서 자주 사용되는 잡음제거 기법인 시그마 필터에 응용하여 잡음을 효과적으로 제거하는 통계적 알고리즘을 제시하였다. 결론적으로, 잡음의 분산의 수준에 관계없이 본 연구에서 제안한 통계적 잡음제거 방법론을 통해 기존의 시그마 필터보다 현저하게 개선된 결과를 얻을 수 있었다.

블럭 방법에 근거한 영상의 적응적 잡음제거 알고리즘

김영화,Kim, Yeong-Hwa 한국통계학회 2012 Communications for statistical applications and me Vol.19 No.2

다양한 이유로 인하여 발생하는 영상 잡음은 영상의 화질을 악화시키므로 발생한 잡음을 제거, 감소하는 것이 영상처리 분야에서 매우 중요한 문제이다. 이러한 문제를 해결하는데 가장 근본적인 어려움은 영상 정보에서 제거해야할 잡음과 보존해야 할 신호를 구별하는 것이 쉽지 않다는 것이다. 단순평활법과 같은 잡음 제거과정은 영상을 개선하는데 사용되는 기초적이고 중요한 방법이지만 영상을 오염시키는 잡음의 크기를 고려하지 않는 결점이 있다. 즉, 이러한 방법을 사용하면 잡음을 감소시키는 효과와 함께 잡음이 적거나 없는 부분까지도 열화되어 영상이 흐릿해지는 단점을 보이게 된다. 본 연구에서는 입력 영상에서 신호와 잡음을 효과적으로 구별하여 잡음의 상대적인 크기에 따라 적응적으로 잡음을 제거할 수 있는 방법을 블록 방법을 이용하여 제안한다. 모의실험 결과, 본 연구에서 제안하는 알고리즘에 의해 적응적으로 잡음을 제거함으로써 전체적인 영상의 질이 개선되는 것을 확인하였다. Noise reduction is an important issue in the field of image processing because image noise worsens the quality of the input image. The basic difficulty is that the noise and the signal are not easy to distinguish. Simple moothing is one of the most basic and important procedures to remove the noise, however, it does not consider the level of noise. This method effectively reduces the noise but the feature area is simultaneously blurred. This paper considers the block approach to detect noise and image features of the input image so that noise reduction could be adaptively applied. Simulation results show that the proposed algorithm improves the overall quality of the image by removing the noise according to the noise level.

신뢰도에근거한자동차보험 가격산출비교

김영화,이현수,Kim, Yeong-Hwa,Lee, Hyun-Soo 한국통계학회 2010 Communications for statistical applications and me Vol.17 No.5

적정한 보험료의 산출은 보험가입자는 물론 보험회사에게도 매우 중요한 의사결정이라고 할 수 있다. 보험통계학의 중요 이론 중 하나인 신뢰도이론은 손해보험분야에서 적정보험료의 산출에 중요하게 사용되는 이론이다. 본 논문에서는 유효대수 법칙, 제곱근법칙, B$\ddot{u}$hlmann 신뢰도의 계산방법과 그 의미를 살펴보고, 각 방법에 따라 도출된 신뢰도를 바탕으로 산출한 적정보험료의 예측치와 실제 손해발생액의 차이를 비교하였다. 국내 손해보험사의 자동차보험에 대한 실제 데이터를 사용하여 각 신뢰도에 따라 산출된 보험료를 비교분석한 결과, 심도를 고려하지 않은 제곱근 법칙에 근거하여 구한 부분신뢰도가 가장 정확하게 보험금을 추정하였다. Calculating or estimating the proper insurance premium is very important decision making process for both the policyholder and the insurance company. The credibility theory is one of the most important theories in actuarial science to get the proper premium. In this research, we introduce the rule of relative exposure volume, the square root rule and the B$\ddot{u}$hlmann credibility, and estimate the new premiums based on these methods. By real data analysis, the accuracy of these credibility methods are compared.

드론택배 서비스 실현 방안분석

김영화,정연서,박문성,이동수,Kim, Younghwa,Jeong, Younseo,Park, Moonsung,Lee, Dongsoo 한국전자통신연구원 2018 전자통신동향분석 Vol.33 No.4

Drones are now widely used in civilian applications such as filming, leisure, agricultural control, monitoring, and the generation of 3D-spatial information, deviating only from military drones. In the field of logistics, prototypes are emerging in the area of logistics transportation, and to develop a future transportation service under the name of a drone tax, each country is introducing its first flight results using its own unique drones. In this paper, we review the domestic and overseas trends of drone delivery service technology, which requires various capabilities such as automatic flight, and review the related core technologies. We then propose the flight capability and road map of a drone delivery service according to the detailed conditions such as the flight area, visibility, and flight method. Additionally, in connection with the postal processing of the Korea Post Office, which would be a main demand for this type of service, we describe a method for realizing a drone delivery service based on the structure, scenario, and deployment of the drone delivery system.

건설안전 실무 - 건설기계 안전사고 예방을 위한 장애물 탐지적용 방안

김영화,Kim, Yeong-Hwa 대한산업안전협회 2012 안전기술 Vol.178 No.-