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Rekening Bersama (RekBer) The Indonesian Escrow Service of Money
Robertus Nugroho Perwiro Atmojo,Viany Utami Tjhin,Wanda Wandoko,Dyah Budiastuti,Gerardus Polla,Restu Mahesa,Theresia Nanin Koeswidi Astuti 보안공학연구지원센터 2016 International Journal of Multimedia and Ubiquitous Vol.11 No.3
That was a common thing when Escrow Service of Money (ESM) providers handled by the institution that has a legal aspect (structural assurance) to operates their business activities. However, how if the bank-like service agency operates by the individual, performed online and does not have some guaranteeing assets? How they do warrant their customers that they will not violate the consumer trusts? In addition, did the customers trust them? In this paper appointed a case study of the Rekening Bersama (RekBer) phenomenon as Indonesian ESM. Where, most of them ran the bank-like business without forming a legal entity as a reliable guarantee. In spite of that, we found a unique behavioral pattern that either incorporated RekBer or individual RekBer has the same opportunity to being trusted by their trustors.
Reactive Compatibilization of Ethylene-co-Vinyl Acetate/Starch Blends
Piming Ma,Denka Georgieva Hristova-Bogaerds,Pauline Schmit,Johannes Gerardus Petrus Goossens,Pieter Jan Lemstra 한국고분자학회 2012 Macromolecular Research Vol.20 No.10
The dispersion of starch as a filler in hydrophobic ethylene-co-vinyl acetate (EVA) rubber is an issue. To obtain a fine dispersion of starch in EVA rubber, EVA/starch blends were prepared by reactive extrusion in the presence of maleic anhydride (MA), benzoyl peroxide (BPO), and glycerol. MA, BPO, and glycerol play the role of coupling agent, free-radical initiator, and plasticizer, respectively. Molau experiment and Fourier transform infrared spectroscopy (FTIR) results showed that EVA chains were grafted onto the surface of starch particles during reactive extrusion via a free-radical grafting mechanism. As a result, EVA-g-starch copolymers acted as a compatibilizer,leading to fine dispersion of starch and strong interfacial adhesion between the starch and the EVA matrix. Scanning electron microscope (SEM) images showed that the starch particle size reduced from hundreds micrometers in the case of physical blending to approximately 1 micrometer in the case of reactive blending, and consequently, the EVA rubber was effectively reinforced by the incorporation of starch and the reactive compatibilization (e.g., the tensile strength of the EVA/starch (50/50, wt/wt) was increased by a factor of 6 after the addition of 0.9-1.8 wt% MA). The property stability of starch compounds is usually an issue, while the mechanical properties of the (compatibilized)EVA/starch blends reported in this article were stable during storage