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      • 중학생과 대학생의 블로그 이용행태 비교연구

        김민정,김민정 啓明大學校 生活科學硏究所 2008 科學論集 Vol.34 No.-

        The purpose of this study was to research on the motives and behaviors of Blog utilizing for middle school and college students, who were frequent users of Blog. I tried to find the sub-factors of the Blog using motives, the Blog using behavior, and the reasons for reduced interests toward Blog, and to find the relationships among these factors and the differences between the two groups. And I tried to find the typology based on Blog utilizing motives and behaviors, and to find the characteristics of the types. In order to accomplish objectives, FGI and survey were used simultaneously. From FGI, I improved the questionnaire and the survey was conducted toward 475 male, female middle school and college students in Daegu and Kyungbuk areas. SPSS 14.0 program was used to analyze frequency, cross-tabs, factor analysis, t-test, and K-mean cluster analysis for collected data. The research showed following conclusions. First, I found the 5 factors of Blog utilizing motives, 2 Blog utilizing behavior factors and 3 factors of the reduced interest toward Blog. Second, Blog utilizing motives, Blog utilizing behavior, and reasons for reduced interest have mutual direct influences. Third, by Blog using motive and behavior of participants, cluster analysis was conducted. They were divided into the passive Blog user group and the active Blog user one. Active user group had 236 participants and passive user group had 169. Active user group experienced more disappointment in Blog contents, felt more burdens in management, reduced interest and side effects than passive user. Active user group had higher Blog utilization, higher ratio of female students and more college students.

      • KCI등재

        금융소비자의 비대면 금융생활서비스 이용 및 이용가능성 영향요인

        김민정,김민정,박주영 한국FP학회 2022 Financial Planning Review Vol.15 No.1

        This is an exploratory study to find ways to improve the financial well-being of consumers in the digital environment. To that end, experience with, and satisfaction from, non-face-to-face financial services, plus self-confidence and reliability were evaluated. In addition, we examine how these characteristics relate to their competency in financial management. The main results of this study are as follows. First, the proportion of those experienced in using simple payment services and mobile remittance services was over 90%. The rates of financial product subscriptions, utility/tax payments, and app card usage were around 80%, with loan services and insurance claims at around 60%. On the other hand, experience with using a household account book service and robo-advisors did not even reach 50%, and with robo-advisors in particular only one person in five had experience using one. Second, from examining those who had used non-face-to-face financial services, satisfaction with mobile remittance services was the highest, and satisfaction with simple payment services, which had the highest usage rate, was moderate. For household account books and robo-advisor services, which had low usage rates, satisfaction was also low. Third, self-confidence with non-face-to-face financial services was higher in younger age groups and college (or higher) graduates who had high subjective income levels, whereas those who had a propensity to consume, and those with a propensity to save, were at appropriate levels. In particular, for mobile remittance services, the difference in self-confidence between inexperienced and experienced users was the greatest. Fourth, differences were examined between financial competencies in financial management according to experience from using non-face-to-face financial services. Financial management knowledge, behavior, attitudes, and skills were found to be higher in those with experience using a service. Fifth, financial management knowledge and skills were found to be factors that increased possibility of using financial services, and financial management behavior was found to have a weak influence. 본 연구는 급속히 변화하는 디지털전환 환경에서 비대면으로 이루어지는 금융생활서비스 이용 경험과 만족도, 자신감과 신뢰감을 평가하고, 이러한 특성이 재무관리역량과어떠한 관계가 있는지를 살펴보았다. 첫째, 비대면 금융생활서비스 경험률을 살펴본 결과 간편결제 서비스와 모바일 송금서비스를 이용한 경험이 있는 비중은 90%가 넘을 만큼 대중화 되어 있는 것을 확인하였고 금융상품 가입과 공공요금/세금 납부, 앱카드 이용률은 80% 내외, 보험금 청구 서비스는 60% 내외로 나타났다. 반면 가계부 서비스와로보어드바이저 이용경험률은 50% 미만이었고, 특히 로보어드바이저의 경우는 5명 중1명 정도만 이용한 경험이 있는 것으로 나타났다. 둘째, 비대면 금융생활서비스 이용 경험자의 만족도가 가장 높은 서비스는 모바일 송금서비스였고 이용률이 가장 높았던 간편결제 서비스의 만족도는 중간 정도였으며 이용률이 낮았던 가계부와 로보어드바이저서비스의 경우는 만족도도 낮게 나타났다. 셋째, 비대면 금융생활서비스에 대한 자신감은 연령이 낮은 집단, 대졸 이상인 경우, 주관적 소득수준이 높은 경우, 소비성향과 저축성향이 적정수준인 경우 더 높게 나타났고 영남권에 거주하는 경우 충청강원권에 거주하는 경우보다 더 높았다. 또한 모든 비대면 금융생활서비스에서 이용경험이 있는 경우자신감이 더 높았고, 특히 모바일 송금서비스의 경우 무경험자와 유경험자 간의 자신감차이가 가장 컸다. 넷째, 비대면 금융생활서비스 이용경험에 따른 재무관리역량 수준의차이를 살펴본 결과, 서비스를 이용한 경험이 있는 경우 재무관리지식, 행동, 태도, 기술이 더 높게 나타난 경우가 많았다. 다섯째, 재무관리역량에 포함되는 지식과 기술은 비대면 금융서비스의 이용가능성을 높이는 요인으로 나타났고 재무관리행동의 경우 약하게나마 이용가능성에 영향을 미치는 것으로 나타났다.

      • KCI등재
      • KCI등재

        음운 환경이 정상 성인의 비음치에 미치는 영향

        김민정,심현섭 대한후두음성언어의학회 1999 대한후두음성언어의학회지 Vol.10 No.2

        The nasalance score measured by Nasometer is a supplementary data for the perceptually rated nasality by a trained speech pathologist. Because the nasalance score varies with speech material, a valid and reliable material should be developed for evaluating it. The objectives of the present study were (1) to examine whether phonetic contexts affect the nasalace score and (2) to examine the reliability of both meaningless one-syllable words and meaningful sentences. This study analyzed nasalance score in 20 different phonetic contexts from 24 normal adults. The results showed (1) nasalance score increased as the percentage of nasal consonants and vowel /i/ increased, (2) the manner and the place of articulation in oral consonants did not influence the nasalance score, and (3) in nasalance score, correlation between sentences was found to be high, but correlation between syllables was not. These results may indicate that, when preparing the speech material for measuring the nasalance score, it is important to consider not only the percentage of nasal consonants but also that of vowel /i/ in the speech material. In addition, the sentence is more reliable material than meaningless one-syllable words.

      • KCI등재

        Implementation of the Community of Inquiry Model for a Blended EFL Writing Course

        김민정 한국영어어문교육학회 2016 영어어문교육 Vol.22 No.1

        Using the Community of Inquiry (CoI) model as a framework, this case study sought to describe the development of EFL blended learning course and explore students’ perceptions on the value of teaching, social, and cognitive presences of the CoI. The study involved 21 students enrolled in blended English writing courses. Data were collected through observation of the blended classroom, questionnaire, reflective journal, and interviews. Implementing the CoI framework to this course, it created new indicators in teaching, social, and cognitive presence. The CoI questionnaire yielded numeric findings of value for each presence, and reflective journal and interviews were qualitatively analyzed to provide students’ detailed explanation of the value placed on each presence. The result indicated that the CoI framework created new indicators for this study and could be served as an adequate model for describing the course development. In regards to students’ perceptions on CoI framework, the result showed that students agreed on the effectiveness of each presence in general, but teaching presence was placed to be the most effective element for learning English writing in a blended learning environment. Detailed description of the helpfulness of each presence is shared with implications for EFL blended courses.

      • KCI등재

        재난복지정책에 대한 이해당사자간의인식 차이에 관한 연구 -울산지역 태풍차바(CHABA) 사례를 중심으로-

        김민정,강성철 사회복지법제학회 2018 사회복지법제연구 Vol.9 No.1

        The purpose of this study is to analyze the difference of recognition of the causes of disaster conflicts and the solutions of the disaster conflict residents and related public officials to improve the quality of life of residents affected by disaster victims and to prepare policy alternatives for disaster welfare. For this end, a total of 265 stakeholder in the Ulsan area were surveyed and analyzed by frequency analysis, t-test, and F-test. As a result of the study, it is found that there is a significant difference between the residents and the civil servants in the perception of the lack of trust and lack of communication channels as the cause of the conflict and the importance of the policy to resolve the conflict. There is also a big difference in the perception of resolution policy to solve. However, both the residents and public servants recognized the importance of improving the quality of life for the residents affected by the disaster. Based on the results of this study, this study is focused on the measures to improve the quality of life of disaster - affected residents, namely, the protection of vulnerable people such as small business owners and the provision of institutional devices for disaster medical expenses, It is suggested that there is a need to enlarge the scope of the policy insurance subject and to plan the activation plan to end the conflict in advance. 본 연구의 목적은 재난피해지역의 이해당사자를 대상으로 재난갈등의 원인과 해결방안에대한 인식차이를 분석하여 재난피해지역 주민들의 재난복지, 나아가 그들의 삶의 질을 향상시킬 정책대안을 마련하기 위하여 연구되었다. 이를 위해 최근 울산지역에서 발생한 태풍 차바로 인한 갈등사례의 이해관계자인 주민과 관련공무원과 공공기관 종사자(이하 공무원으로 표현함)등 총 265명을 대상으로 설문조사를 하고 이들 집단 간 재난에 관한 인식차이를 분석하였으며, 분석방법은 빈도분석을 토대로 t-검증, F-검증을 실시하였다. 연구결과, 갈등발생 원인으로서 신뢰부족 및 의사소통 창구 부족에 대한 인식과 갈등 해결을 위한 정책의 중요성에 대한 인식이 피해지역 주민과 공무원간에 현격한 차이가 있고, 지역별로도 재난갈등 발생원인과 이를 해결하기 위한 갈등해결 정책에 대한 인식에도 큰 차이가존재하는 것으로 나타났다. 그러나 재난 피해 주민의 복지시책, 나아가 삶의 질 향상을 위한대책은 주민과 공무원 모두 중요하게 인식하고 있는 것으로 나타났다. 이러한 연구결과는 재난피해에 대한 경제적 보상과 함께 삶의 질 향상을 위한 재난복지를 향상시킬 수 있는 정책적대안, 즉 소상공인 등의 취약계층 보호와 재난의료비 지원제도 마련과 재난으로 인한 피해지역 주민의 피해에 대한 갈등을 사전에 종식시킬 수 있는 정책보험 가입대상의 확대 및 활성화방안마련이 매우 필요하다는 시사점을 얻을 수 있다.

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